Smart Money Smart Living

Tax loss harvesting in a practice that indirectly increases your investment returns by reducing taxation on your investment income. How does tax loss harvesting work? The...

I am sure by now you have heard of bitcoin. It's the digital currency that has emerged in the last five years and has...

Planning to go abroad, be it for business or leisure visits, can cause some unease: from booking your flights, to spending at your destination,...

Microfinance is a type of banking service that provides financial services to low-income individuals or groups who otherwise have no other access to financial...

The Human Resources department plays an important role in every business. Managing and treating staff well is vital for a business to flourish. The...

Since the 2008 financial crisis, the UK public has been left rather disappointed with the behaviour of the big four banks (Barclays, RBS, Lloyds...

Once upon a time if you wanted to invest in bitcoin you had to use unsafe, unregulated exchanges based in overseas jurisdictions. Nowadays, however,...

I recently had the chance to speak to Swanest Co-Founder and CEO Silvan Schumacher about the investment management industry, developments in the fintech sector and...

The digital currency bitcoin received a lot of media attention when it rallied from under $100 to over $1000 per bitcoin from August 2013...

The minimum repayment on your credit card refers to the minimum amount you need to repay each month to stay in ‘good standing’ with...

Identity theft affects many millions of Americans on a daily basis. If you aren’t one of the more than 13 million victims from 2015,...

The legalisation of marijuana has created a lucrative business sector in US states where the consumption has been legalised. 4 states in America have approved...

Obtaining a loan for your business or for personal use can be a nerve-wracking experience for first-timers. Lenders will want to know everything about...

When it comes to financial investing, especially for beginners, I like to recommend investing in ETFs and index tracker funds, as opposed to mutual...

Matters of the heart are arguably one of the most important things in life and should never be taken lightly. However, neither should your...

When it comes to budgeting and saving, many of us are not as diligent as we would like to be. According to a study...

London - July 5th, 2016, new research by Explain the Market & MoneyFarm has revealed a huge opportunity for fintech companies in the wake...

'Motif investing' refers to low-cost theme-based ETF investing and is the brain child of Motif  Investing CEO Hardeep Walia who launched this service in 2012...

If you are sitting on a heap of student loan debt with a range of different interest rates you should strongly consider refinancing your...

Since the boom of digital marketing, businesses have been looking at various strategies and tactics to enhance their online brand presence. There are many ways...

Zanzibar is a semi-autonomous portion of Tanzania that consists of a group of islands off the coast of the mainland. There are two main...

For many millennials burdened with student debt, budgeting has become an integral part of their lives. However, when setting up a monthly budget it...

I keep seeing more and more adverts for online brokerages offering so-called binary options trading as a great way to trade the financial markets...

The new UK-based fintech start-up Curve has recently launched an innovative new bank card that combines all your credit and debit cards into one. Curve raised...

I have been following the rise of the robo-advisors since the first digital wealth management companies Betterment and Wealthfront emerged in the United States. I...

If you are running low on cash and an unexpected expense occurs, such a car repair or a medical bill, you may be inclined...

I spend a substantial amount of the year travelling and working remotely out of different corners of the world and in May 2016 I...

Not too long ago, when you wanted to invest in the financial markets, you had to call up your bank, broker or investment advisor...

Penang, the second largest city in Malaysia, is known amongst travellers and tourists primarily for its vast range of delicious street food and picturesque...

Social Trading is a new way of trading financial securities and refers to using financial social networks that allow you to copy trades of...

If you are looking to build an investment portfolio financial advisors will often advise you to put in your money into a mutual fund. That...

So, you have finally met the person you want to spend the rest of your life with. You are emotionally ready to take that...

The thing I love the most about the recent boom in the financial technology space is that so many fintech businesses are focusing on...

A large amount of student debt is a major issue that many millennials face today. Hence, paying off student loans is high on the...

Financial technology (also referred to as ‘fintech') is currently booming in the start-up world and has a strong focus on providing better products and...

I came across the FinTech start-up Finimize a few months ago and quickly became a reader of their ‘easy-to-digest’ daily financial news service. Their...

First off I want to say that credit card providers are not intrinsically evil. They allow you to make large purchases on credit, that...

In January 2016 I contacted the @CAT Co-Working Space in Penang, Malaysia to sign up for a one month membership, so that I could work...

In this post, I would like to share with you 5 bad money habits that will prevent you from becoming wealthy. 1. Spending More Than You...

The disintermediation of traditional banks and a boom in the FinTech sector has given rise to a new kind of bank. A bank which is...

Location independent working refers to working without the need of coming to an office to do your job. Location independent working is currently booming as the...