How To Refinance Your Student Loans With LendKey

How To Refinance Student Loans

If you are sitting on a heap of student loan debt with a range of different interest rates you should strongly consider refinancing your student loans into one single loan with one simple monthly payment. US-based LendKey offers you exactly that – the opportunity to refinance student loans at the lowest interest rates on the market.

How to refinance student loans using LendKey

LendKey offers a platform that allows you to receive instant access to the best interest rates to refinance your college debt by connecting you to over 300 community banks and credit union, which offer lower interest rates than the majority of major lenders in the United States. Hence, you can reduce the cost of your student debt and pay it off with one simple monthly payment instead of having to deal with different loans from different lenders.

lendkeyFixed APRs range from 3.25% – 8.22%, while variable rates start as low as 2.14%. The interest rate that you can refinance at will depend on your specific financial situation and credit history. To qualify for student loan refinancing you will be required to have a minimum credit score of 660 and a minimum annual income of $24,000.

The way it works is that you fill in what university you went to, what you studied and which state you live in. Then you input the amount of student debt you want to refinance and how good your credit score is. LendKey‘s algorithm then calculates the best refinancing options for you given your specific situation.

Once you have chosen your desired refinancing loan, you need to fill in the actual application for that loan. Once you have finished that, your loan application will be checked and (if all is good) approved by a member of LendKey’s team.

Using LendKey is probably the best way to refinance your student loans in the United States. As of January 2016, over 40,000 people have used its services.

If you want to refinance your US student loan debt using LendKey click here!


Alex founded in 2015 to empower millennials to take control of their financial future. He is a former bond trader who is passionate about cryptocurrency, blockchain technology and investing.